Our Services

Navigating Financial Success


Payroll Management Loans

Unlock financial stability with our seamless payroll management loan services and optimize your cash flow ,we believe cash flow is the heart of the business and hence has to be intact. We empower businesses to efficiently manage payroll , ensuring timely and stress-free transactions for employees. Our platform simplifies the complexities, allowing you to focus on what matters – the well-being of your team.

Apply Now for Payroll Management Loans

Invoice Discounting Services

Optimize cash flow and propel your business forward with our invoice discounting services. Kutoa provides a reliable platform to discount invoices, offering flexibility and financial freedom. Experience a seamless process that puts you in control, driving sustained growth for your business.

Apply Now for Invoice Discounting

Statutory Obligation Services

Navigate regulatory requirements effortlessly with Kutoa's statutory obligation services. We handle the intricacies, ensuring your business stays compliant. Offering legal compliance management for employees and domestic workers, trust us to streamline the process, leaving you more time to concentrate on core business functions.

Apply Now for Statutory Obligation Services


Medical Loans

Prioritize your health without compromising financial stability. Our medical loans offer a lifeline for essential healthcare expenses. From diagnostic check-ups to unforeseen medical needs, Kutoa ensures you have access to quick and hassle-free medical financing, putting your well-being first

Apply Now for Medical Loans

Automated Booking

Experience the convenience of automated healthcare booking with Kutoa. Schedule diagnostic check-ups and other health services effortlessly through our user-friendly platform. Take control of your health journey with streamlined and efficient appointment scheduling. Preventative health care at your disposal, Health is wealth.

Health Booking Services – Coming soon